Question 1

What does the CGT calculator do?

Accepted Answer

Estimates Australian capital gains tax using the 50% discount method or pre-1999 indexation, factoring in your marginal tax rate.

Question 2

How is rental property depreciation calculated?

Accepted Answer

Splits Division 43 capital works (2.5% of build cost) and Division 40 plant & equipment over ATO effective lives to give annual deductions.

Question 3

What does the construction cost calculator estimate?

Accepted Answer

Approximates per-square-metre build cost by Australian state, dwelling type and finish quality.

Question 4

How does the replacement cost calculator help with insurance?

Accepted Answer

Estimates rebuild cost for insurance sums-insured, including demolition, professional fees and site costs.

Question 5

What is negative gearing and what does the calculator show?

Accepted Answer

Compares rent against interest, expenses and depreciation to show the tax-adjusted weekly cash flow of an investment property.

Question 6

How accurate are the stamp duty figures?

Accepted Answer

Uses 2024–25 transfer duty brackets for each Australian state and territory, with first-home-buyer and investor toggles.

Question 7

What does scrap value mean for a rental property?

Accepted Answer

The residual deductible value of removed depreciating assets — useful when renovating an existing rental.

Question 8

What yields does the rental calculator return?

Accepted Answer

Gross yield, net yield after costs, and cash-on-cash return based on your deposit.

Calculator Suite

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